HOME OWNERSHIP SOLUTIONS, LLC

Providing Answers to Credit Unions, their Members, and Homeowners in Wisconsin for over 30 years



Welcome to Home Ownership Solutions, LLC.  Thank you for visiting my Website.

I have been committed to helping Credit Unions, their members, and home owners in Wisconsin since 1999.  Every home owner is unique and I offer a variety of services to meet individual needs. 

Here is how I can help...

 

CREDIT UNIONS:

  • Process in-house mortgages with full mortgage documentation.

  • Assist with marketing of mortgage loans to members - Gorilla and Gonzo Marketing.

  • Help members match their needs to the loan programs - Get the best deal.

  •  Home Buying Education - Be prepared.

  • Assist in establishing mortgage partners for FHA, VA, Rural Housing & standard programs - No members left out in the cold.

  • Counseling members to improve credit scores - A 12 step program.

HOMEOWNERS/MEMBERS:

  • Credit report analysis and clean-up - Take control of your credit report. 
  • Counseling to improve credit scores - A 12 step program that works. Preparing for home buying - Negotiate from a position of strength.
  • Helping match the right mortgage loan to needs and abilities - Be prepared!
  • Home ownership and home "keepership" counseling - Know your rights. <?xml:namespace prefix = o /><?xml:namespace prefix = o />
  • Assistance with delinquency and foreclosure prevention issues and with loan modification requests - Don't be intimidated.
  • Helping homeowners with the selling process - FSBO or Realtor or both? Help sellers set up FSBO on-line, market home, obtain a Real Estate Attorney, and complete the Offer to Purchase form.
  • Assist small businesses set up Limited Liabiltiy Company, register names with the state, and obtain tax ID numbers from the IRS.

 

I answer all your questions so you understand the process and you are prepared to get the best program for your needs. And, you will know up front the cost of my service. 

Please call or send me an email.  I look forward to working with you.

 

Niel Moser
President                                                 

 



LEARN MORE

My service fees are reasonable. 

For Credit Unions I prefer to set up a monthly retainer allowing for time spent with staff as well as member contact plus out of pocket cost for travel. Loan processing for in-house mortgages is at no cost to the Credit Union. 

For individuals,  I either we set up a one-time retainer fee based on the service needed or I charge an hourly rate of $50.00 per hour plus expenses with an up-front deposit and a total cost limit.

For more information, please contact Niel Moser by telephone at 608-278-7710 or 800-811-9439 or by email at moser@homeloanguide.net.

Thank you...