HOME OWNERSHIP SOLUTIONS, LLC

Providing Answers to Credit Unions, their Members, and Homeowners in Wisconsin for over 30 years



Homebuyer Education by Freddie Mac
Freddie Mac is a publicly held corporation chartered by Congress to increase the supply of funds that mortgage lenders, such as commercial banks, mortgage bankers, savings institutions and credit unions, can make available to homebuyers and multifamily investors. This Freddie Mac site offers a step-by-step tutorial on the home buying decision process and the mortgage application process.
 
Wisconsin Housing and Economic Development Authority (WHEDA)
WHEDA is the Wisonsin state organization that provides very competive home purchase mortgage loans for first-time homebuyers.  They also provide educational information on home buying.  The mortgage loans are made through mortgage companies.  Please contact Home Mortgage Solutions, LLC to get prequalified for the WHEDA program.
 
Housing & Urban Development (HUD) – Federal Government
This site provides considerable information to assist consumers in understanding their rights and the many different types of mortgage programs.
 
Federal Reserve Board Consumer Information
The Federal Reserve Board maintains a web page with consumer information, including a section on home mortgages. The section covers topics such as finding the best mortgage and understanding ARMs.
 
Consumers Union – Publisher of Consumer’s Reports
This is a good resource for consumers. Lots of interesting information on many different subjects.
 
FREE CREDIT REPORTS
This site gives consumers the opportunity to obtain a free credit report from each of the three credit bureaus once each year and to dispute items that are believed to be in error.  You can find out what is showing on your report and determine if there are any errors. 

Please note... The free report does not include the credit scores. It is necessary to pay an amount for the actual credit scores.

For more information on this link, go to the Frequently Asked Questions (FAQ) area of this website and read the answer to the question "Can I obtain a free credit report?"

 
TransUnion Credit Reporting Company
Need information about Credit Scores? This location on the TransUnion Website will help answer your questions. TransUnion is one of the three credit bureaus and is the bureau that is most used by companies in Wisconsin and the Midwest.

 
United States Postal Service Official Movers Guide
What happens after you complete the purchase process? This U.S. Postal Service site provides all kinds of tools and tips to help make the moving process easier.
 
Senator Russ Feingold – Senate Web Site
At this site you can find out what your Wisconsin Senator is working on and his position on many issues. You can even contact Senator Feingold for information or to give him your opinion
 
Senator Herb Kohl – Senate Web Site
At this site you can find out what your Wisconsin Senator is working on and his position on many issues. You can even contact Senator Kohl for information or to give him your opinion.
 
Wisconsin Governor Jim Doyle
The official Web Site for the office of Governor of the State of Wisconsin.
 
Contact the President of the United States
This is the official Web Address for the President of the United States.



CREDIT UNIONS PARTICIATING WITH HOME MORTGAGE SOLUTIONS:
The following Credit Unions offer a wide variety of competitive services, including: saving accounts, auto loans, personal loans, second mortgages, and many more. They offer fixed rate first mortgage loans for home purchase and refinance through Home Mortgage Solutions.
 
Members First Credit Union - Madison, WI
Membership is open to:

Employees of the following corporations are eligible for membership:
Rayovac Corporation; Sub-Zero Freezer Company; Federal Industries;
Container Haul-Away; Immaculate Heart of Mary Pairsh; Center for Cosmetic Dentistry; Kayser Ford; Nygard & Steen; Dairy Equipment Company; Dairy Equipment Manufacturing Company; Finance Acceptance Corporation; Berg Selector Company; Intelix and Full Compass Systems; Quarra Stone Company; Certco, Inc.; Certco Member Stores located in
Southern WI and Northern IL; SZ Capital.
 
Avestar Credit Union - Waterloo, WI
Membership is open to:

Anyone residing or employed in the cities or towns of Columbus, Lake Mills, Marshall, Medina, Reeseville, Watertown, and Waterloo in addition to employees of Perry-Judds, Trek Bicycle and Northstar Print Group.
 
Meadowland Credit Union – Sheboygan Falls, WI
Membership is open to:

Employees of Bemis Manufacturing and their immediate family members; Employees of Richardson Industries and their immediate family members; Anyone living or working in Sheboygan County, Wisconsin.